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Nice to meet you! My name is,

Erika Donohue

Broker Owner
NMLS#: 601020

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Broker/Owner – Merica Home Loans

With over 40 years of experience in the mortgage industry, I’ve worn just about every hat there is — from receptionist and processor to Regional Mortgage Operations Manager, running two full-service origination offices. Today, I’m proud to be the Broker and Owner of Merica Home Loans, where I bring decades of hands-on knowledge and a genuine passion for helping people achieve their dream of homeownership.

I’ve trained countless processors and loan officers throughout my career, and I still love working directly with clients — especially first-time homebuyers. I believe in making the mortgage process easy, efficient, and as stress-free as possible. Buying a home is a big step, and my goal is to guide you through it with clarity and confidence.

On a personal note, I’ve been married for over 30 years and have three amazing adult children. When I’m not working, you’ll find me traveling, walking outdoors, tending to my flower garden, or experimenting with my first vegetable garden. Family and friends are everything to me — and that same sense of connection and care is what I bring to every client relationship.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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